Insurance Affiliate News

What Can Health Insurance Affiliates Be Paid For?


Whether you are an auto, home, life, or health insurance affiliate, you must be willing to increase your bottom line safely and productively. This can be done in various ways, from selling clicks to leads to calls.

But what would be the most profitable for you – clicks, leads, or calls? Let’s dive into popular health insurance affiliate programs’ sales models and check their viability under different circumstances.

Payment Models Used In Health Insurance Affiliate Programs

The four basic payment models in affiliate marketing are:

  • Cost-per-Click (CPC) or Pay-per-Click (PPC)
  • Cost-per-Impression (CPI) or Pay-per-Impression (PPI)
  • Cost-per-Lead (CPL) or Pay-per-Lead (PPL)
  • Cost-per-Sale (CPS) or Pay-per-Sale (PPS)

You can combine several payment models to experiment, explore, diversify, and ultimately increase your revenue or – if you are a small-scale affiliate – stick to a single model that works best for you.

Cost Per Click (CPC)

Cost-per-click brings you money whenever users click on your image, text, and video ads. However, while profitable for health insurance affiliates, the CPC model is frowned upon by some merchants because it doesn’t motivate publishers enough to attract high-intent leads.

Cost Per Impression (CPI)

With CPI, you earn a commission every time someone sees your ads. Quality-wise, CPI is just as ineffective as CPC, not guaranteeing the conversion. Sometimes you have to get thousands of views to convert a single lead.

Can CPC and CPI Be Viable?

Unlike health insurance affiliates, who can get paid regardless of whether their customers convert, advertisers must account for every cent spent. For advertisers, paying for clicks and impressions is riskier than buying leads or paying a commission off of sales.

But that doesn’t mean CPC and CPI don’t have value. These low-cost models effectively increase brand awareness, acquainting customers with the brand’s product or service.

Cost Per Lead (CPL)

Cost-per-lead is one of the best payment models because it cultivates the result-oriented approach in affiliates and delivers high-intent leads to advertisers. After all, what qualifies a lead is up to the affiliate program – it can be any data set, including the customer’s email address, phone number, location, and many other demographics and psychographic factors.

It goes without saying, not all leads are equal. Email signups, trial signups, consultation calls, and other leads all require different marketing strategies and sales techniques, which should be accounted for when you choose your health insurance affiliate program.

What Can Health Insurance Affiliates Be Paid For?

Cost Per Sale (CPS)

Along with cost-per-lead, cost-per-sale is the most effective model for advertisers and affiliates. Establishing a direct connection between sales and payouts allows advertisers to get the best value for their money while keeping affiliates motivated to generate conversion-prone leads.

Why Might Cost-Per-Lead (CPL) Be The Best Payment Model For Health Insurance Affiliate Programs?

Cost-per-lead may seem inferior to cost-per-sale since CPL doesn’t guarantee conversion. But here’s the catch: whether the lead buys from the merchant depends on how effectively the merchant works the lead, which the affiliate has no control over. And if so, then why should an affiliate be dependent on the advertiser’s sales skills?

Many affiliates and advertisers consider CLP to be the best affiliate model for health insurance affiliate programs. Advertisers get high-intent leads that are a step away from making a purchase; affiliates get a decent payment for the purchase-prone leads they bring.

Types Of Leads You Can Sell

Qualified or unqualified, there are only two types of leads you can generate and sell:

  • Web leads. Web leads are the prospects who filled out a form, requested a quote, or performed any other target action specified in the affiliate agreement of the health insurance affiliate program.
  • Live calls. Live callers are the prospects that made a call directly to the merchant (or after being redirected). Live callers are highly appreciated by advertisers, which makes them the most expensive type of leads.

Qualified Vs. Unqualified Leads

Depending on the position in the sales cycle, leads can be qualified or unqualified, which factors in their price.

  • Unqualified leads aren’t deep enough in the sales cycle. They may only have a general idea about the product, and they may not even know exactly what they want. A small portion of unqualified leads convert.
  • Qualified leads are deep in the buying cycle. They have already shared their personal information, narrowed down their search, and are now willing to learn a few final missing pieces of information about the product before buying it.

The qualification process may vary depending on the marketing strategy. For example, it may start with creating lead-nurturing content, polls, and price calculators and end with offering the advertised product or service.

Increase Your Bottom Line With Profitise’s Health Insurance Affiliate Program

Profitise’s health insurance affiliate program can help you generate more leads and sell them to advertisers at the highest possible price at the moment of the sale.

What Can Health Insurance Affiliates Be Paid For?

As a health insurance affiliate with Profitise, you get access to:

  • Lead management software. With Profitise’s groundbreaking lead management and distribution software, you can:
    • Generate more leads and sell them in real-time at the highest price
    • Optimize your lead generation campaign on the fly
  • Live calls. Profitise allows you to sell live calls as well as web leads. Live calls are more profitable than web leads.
  • Account management. Whether you need assistance with your CRM dashboard, creative materials, or health insurance market trends, our customer support team is working round-the-clock to address your requests.

On top of that, Profitise grants you access to tons of ready-made creative materials – email templates, public feeds, banners, customer registration forms, etc. – that you can use as-is or in combination with your own ads to gain more leads.

How To Start A Health Insurance Affiliate Program With Profitise?

To launch your affiliate health insurance program with Profitise,

  1. Fill out the health insurance affiliate registration form
  2. Take full advantage of our perks to generate more web and live call leads

It’s as simple as that.

Have questions? Reach out to our experts at


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